1. Acceptance of Terms
By accessing and using EmergencyFundCalculator.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree, please do not use the Site.
2. Description of Service
The Site provides a free, browser-based emergency fund calculator for educational and informational purposes only. All calculations are performed locally in your web browser. We do not store, process, or transmit any financial data you enter.
3. Not Financial Advice
The information and calculations provided by this tool are for general informational purposes only and do not constitute financial, investment, tax, or legal advice. The calculator provides estimates based on standard financial planning frameworks. For personalized financial guidance, consult a certified financial planner or qualified professional.
4. Accuracy
We strive to ensure the calculator produces accurate results based on the inputs provided. However, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any calculations. Financial situations are complex and individual.
5. Use Restrictions
You agree not to:
- Use the Site for any unlawful purpose
- Attempt to interfere with the Site's functionality
- Scrape, copy, or reproduce the Site's content without permission
- Use automated systems to access the Site in a manner that exceeds reasonable use
6. Intellectual Property
All content, design, code, and branding on EmergencyFundCalculator.com are the property of the Site's operators and are protected by applicable intellectual property laws.
7. Limitation of Liability
To the maximum extent permitted by law, EmergencyFundCalculator.com and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on any calculations produced.
8. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated revision date. Continued use of the Site after changes constitutes acceptance of the revised Terms.
9. Contact
Questions about these Terms? Contact us at contact@emergencyfundscalculator.com.